Average bill size
Patients referred by doctors and General Practitioners (GPs) for specialist care may be classified as private or subsidised patients.
You will be classified as a private patient if your first consultation is through:
Subsidy is only applicable for Singapore citizens and permanent residents who are not existing private patients for the same medical condition.
Over the course of an inpatient stay, patients may choose to change the ward class. This is subject to bed availability.
Payment for hospitalisation charges may be made through MediSave. Please inform our staff if you intend to use MediSave. You will need to sign a MediSave Authorisation Form authorising the CPF Board to withdraw funds from your MediSave account for approved treatment. You can also log on to your HealthHub App/Website with your SingPass to submit your authorisation online.
For more information on MediSave withdrawal limits, please visit
MediShield Life is a basic health insurance, administered by the Central Provident Fund (CPF) Board. The objective is to help pay for large hospital bills and selected costly outpatient treatments, such as dialysis and chemotherapy for cancer.
MediShield Life will provide coverage for large hospital bills in subsidized wards. Patients who choose to stay in Class A/B1 wards are still covered by MediShield Life. However, the MediShield Life payout may cover a small proportion of the bill. Patients may need to pay more from MediSave and/or cash if they do not have a Integrated Shield Plan.
For more information on MediShield Life benefits and claims, please visit the
Integrated Shield Plans
MediShield Life is included in all Integrated Shield Plans. MediShield Life will cover you for life, including your pre-existing conditions. This is the case even if your pre-existing conditions are not covered under the additional portion of your Integrated Shield plan from your private insurer.
With Integrated Shield Plan you will also receive subsidy for your MediShield Life premium, if you are eligible. There are multiple additonal plans that can be purchased with the private insurers.
The Integrated Shield Plans (IPs) available on the market are:
For more information on Integrated Shield Plans, please visit https://www.moh.gov.sg/healthcare-schemes-subsidies/medishield-life/about-integrated-shield-plans.
Here's a video to guide you: